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.qualification{font-size:14px;color:var(--muted);margin-top:20px}.credentials{display:grid;grid-template-columns:1fr 1.2fr;gap:8%;padding-top:20px}.credentials>div>p{color:var(--muted)}.credentials article{border-top:1px solid var(--line);padding:25px 0}.credentials article p,.credentials li{font-size:15px;color:var(--muted)}.credentials summary{font-size:15px;margin-bottom:10px}.credentials li{margin-bottom:7px}.credentials h3{font-size:27px}@media(max-width:760px){.credentials{grid-template-columns:1fr;gap:15px}}

.eyebrow,.company-kind,.company-link,.fine,.hero-foot,.hero .eyebrow,.contact-options p,.footer-bottom,.footer-bottom details summary,.opinion-note,.qualification,.principles{font-size:14px}.companies p,.credentials article p,.credentials li{font-size:16px}.brand-name small{font-size:11px}.hero-foot{letter-spacing:.8px}@media(max-width:760px){.hero .eyebrow{font-size:12px}.companies{grid-template-columns:1fr}.companies>a+a{border-left:0;border-top:1px solid var(--line)}.company-kind{font-size:14px}.company-link{font-size:14px}.hero-foot{font-size:12px}}

@media(min-width:1201px){.companies{grid-template-columns:repeat(5,minmax(0,1fr))}.companies>a{padding:28px 18px}.companies h3{font-size:27px;min-height:75px}.company-kind{font-size:12px;letter-spacing:.6px}}@media(min-width:761px) and (max-width:1200px){.companies{grid-template-columns:repeat(2,minmax(0,1fr))}.companies>a:nth-child(odd){border-left:0}.companies>a:nth-child(even){border-left:1px solid var(--line)}.companies>a:nth-child(n+3){border-top:1px solid var(--line)}}

.insurance-range{margin-top:32px;padding:32px;background:#eff1eb;border-left:3px solid #ad8551}.insurance-range .eyebrow{margin-bottom:12px}.insurance-range h3{font-size:32px;margin-bottom:16px}.insurance-range p{font-size:17px;max-width:850px;margin:0;color:var(--muted)}@media(max-width:760px){.insurance-range{padding:24px}.insurance-range h3{font-size:28px}}

/* A direct, energetic opening, with the whole client relationship in view. */
:root{--ink:#10263e;--green:#061321;--paper:#fff;--sand:#d5dce4;--gold:#d5dce4;--muted:#536276;--line:#dce3eb}
header{background:#fff;border-color:#e1e7ee}.monogram span,em{color:#37627f}.nav-cta{border-color:#10263e}.hero{background:#061321;min-height:0}.hero-inner{padding:56px 5.5% 24px}.hero-layout{display:grid;grid-template-columns:1.1fr 1fr;align-items:center;gap:12px}.hero-message{position:relative;z-index:2}.hero .eyebrow{color:#d5dce4;font-size:13px;letter-spacing:1.6px;margin-bottom:24px}.hero h1{font-family:Arial,Helvetica,sans-serif;font-weight:750;font-size:clamp(62px,6.5vw,102px);letter-spacing:-4px;line-height:1.02;margin-bottom:28px}.hero h1 em{font-style:normal;font-weight:750;color:#d5dce4}.hero-lead{font-size:clamp(21px,2vw,28px);font-weight:600;line-height:1.4;margin-bottom:20px;color:#fff}.hero-copy{font-size:17px;max-width:520px;color:#b7c6d5;line-height:1.6}.cream{background:#d5dce4;color:#0b1b2b}.cream:hover{background:#f1f4f7}.hero-foot{margin-top:30px;align-items:center;flex-wrap:wrap;color:#c2cede;font-size:12px}.hero-foot strong{font-size:32px;line-height:1;font-weight:700;color:#d5dce4;margin-right:9px;vertical-align:middle}.globe-visual{position:relative;margin:0;min-width:0;align-self:center}.globe-visual img{display:block;width:100%;height:auto;aspect-ratio:1;object-fit:contain;mix-blend-mode:screen;animation:earth-entrance 1.4s ease-out both}.globe-visual figcaption{text-align:center;margin-top:-16px;position:relative;color:#abc0d6;font-size:12px;letter-spacing:2px}.globe-visual figcaption strong{display:block;font-size:20px;letter-spacing:0;color:#fff;font-weight:500;margin-top:5px}.principles{background:#d5dce4;color:#10263e;padding:22px 7%;gap:20px;font-weight:600}.principles span:before{display:none}.intro h2,.focus h2,.opinion-inner h2{font-family:Arial,Helvetica,sans-serif;font-weight:700;letter-spacing:-1.8px}.intro h2 em,.focus h2 em{font-style:normal;font-weight:700}.signature{color:#37627f}.focus,.insurance-range{background:#eef3f8}.second-opinion{background:#10263e}.second-opinion h2 em{color:#d5dce4;font-style:normal;font-weight:700}.contact{background:#e5edf5}.contact h2 em{color:#37627f}.insurance-range{border-color:#37627f}.companies>a:hover{background:#eef3f8}.text-link{border-color:#37627f}.number,.steps article>span{color:#37627f}
@keyframes earth-entrance{from{opacity:0;transform:translateY(18px) rotate(-5deg)}to{opacity:1;transform:translateY(0) rotate(0)}}
@media(max-width:1050px){.hero h1{font-size:clamp(58px,7vw,78px)}.hero-layout{grid-template-columns:1.2fr 1fr}.hero-foot{gap:22px}.hero-foot a{margin-left:0}.hero-lead{font-size:23px}}
@media(max-width:760px){.hero-inner{padding:38px 6% 24px}.hero-layout{grid-template-columns:1fr;gap:8px}.hero .eyebrow{font-size:12px;letter-spacing:1px;line-height:1.6}.hero h1{font-size:clamp(52px,12vw,78px);letter-spacing:-2.5px}.hero-lead{font-size:22px}.hero-copy{font-size:16px;max-width:none}.globe-visual{width:min(100%,380px);justify-self:center;margin-top:12px}.globe-visual figcaption{margin-top:-6px;font-size:12px}.hero-foot{margin-top:28px;font-size:12px;gap:18px}.hero-foot>a{width:100%}.hero-foot strong{font-size:30px}.principles{font-size:14px;padding:22px 6%;gap:10px}.intro h2,.focus h2,.opinion-inner h2{font-size:36px;letter-spacing:-1.2px}.hero .button{max-width:100%}.brand-name small{font-size:12px;letter-spacing:1px}.brand-name{font-size:12px;letter-spacing:.5px}}
@media(prefers-reduced-motion:reduce){.globe-visual img{animation:none}}

.hero-mandate{font-size:14px;color:#adbdce;line-height:1.5;max-width:550px;margin-bottom:26px}.hero-foot strong{font-size:24px}.hero-copy{margin-bottom:18px}.hero h1 em{color:#d5dce4}.principles{background:#e3e8ee}.globe-visual img{mix-blend-mode:screen}.hero .eyebrow{color:#c6d2de}.second-opinion h2 em{color:#d5dce4}@media(max-width:760px){.hero-mandate{font-size:14px}.hero-foot strong{font-size:23px}}

/* Original petrol-green palette, with warm ivory and restrained sand accents. */
:root{--ink:#173235;--green:#153337;--paper:#fbfaf6;--sand:#e4d7bf;--gold:#d9bc8f;--muted:#5d6b6a;--line:#d9ded8}
body,header,nav{background:var(--paper)}header{border-color:#e1e4dc}.monogram span,em{color:#947044}.nav-cta{border-color:#98a7a2}.hero{background:var(--green)}.hero .eyebrow{color:#dfcfb4}.hero h1 em,.second-opinion h2 em{color:#dfc59e}.hero-lead{color:#fbfaf6}.hero-copy{color:#d6e0db}.hero-mandate{color:#c6d3cc}.cream{background:#e4d7bf;color:#173235}.cream:hover{background:#f1e6d2}.hero-foot{color:#d0dad3}.hero-foot strong{color:#dfc59e}.globe-visual figcaption{color:#ced8d0}.globe-visual figcaption strong{color:#fbfaf6}.principles{background:#eeeee7;color:#173235}.signature,.intro h2 em,.focus h2 em,.contact h2 em{color:#88663d}.focus,.insurance-range{background:#eff1eb}.insurance-range{border-color:#ad8551}.second-opinion{background:#173b3d}.companies>a:hover{background:#efefe6}.contact{background:#e7dec9}.contact p{color:#42554c}.text-link{border-color:#947044}.number,.steps article>span{color:#88663d}
/* Mobile text and touch targets, including narrow 320px screens. */
.hero-layout>*,.intro>*,.method>*,.section-top>*,.faq>*,.contact>*{min-width:0}.hero-copy,.intro-copy p,.steps p,.questions p,.companies p,.credentials article p,.credentials li{font-size:1rem}.button,.nav-cta,.menu-toggle{min-height:48px}.questions summary{min-height:48px}.hero-mandate{font-size:.875rem}.hero-foot{line-height:1.6}.email,.phone,.footer-bottom a{overflow-wrap:anywhere}
@media(max-width:760px){html{scroll-padding-top:90px}.hero-layout{grid-template-columns:minmax(0,1fr)}.hero h1{font-size:clamp(2.75rem,11vw,4.5rem);line-height:1.08;letter-spacing:-1.5px}.hero-lead{font-size:1.375rem;line-height:1.4}.hero-copy{line-height:1.7}.hero .button,.contact .button{width:100%;font-size:1rem;padding:16px 18px;gap:14px}.button>span{flex-shrink:0}.hero-foot>span{display:block;width:100%}.hero-foot strong{display:inline-block}.hero-mandate{line-height:1.6}.globe-visual{width:min(100%,360px)}.hero-foot{margin-top:24px}.brand{gap:9px}.brand-name{font-size:12px;letter-spacing:.3px}.brand-name small{font-size:12px;letter-spacing:.3px}.monogram{font-size:34px}.menu-toggle{padding:10px 0;gap:6px}.contact h2{font-size:clamp(2.1rem,10vw,2.875rem)}.intro h2,.focus h2,.opinion-inner h2{font-size:clamp(2rem,9vw,2.625rem)}.text-link{font-size:.875rem;gap:12px}.section{padding-left:6%;padding-right:6%}}
@media(max-width:360px){header{padding-left:5%;padding-right:5%}.brand{gap:7px}.brand-name{font-size:11px}.brand-name small{font-size:11px}.monogram{font-size:30px}.menu-toggle{font-size:13px}.hero .eyebrow{letter-spacing:.6px}}

/* Blend the globe into the hero instead of showing the rectangular image canvas. */
.globe-visual{background:var(--green);isolation:isolate}
.globe-visual img{animation:none;transform:none;opacity:1;background:transparent;mix-blend-mode:screen;-webkit-mask-image:radial-gradient(circle closest-side at 50% 50%,#000 86%,rgba(0,0,0,.92) 91%,transparent 99%);mask-image:radial-gradient(circle closest-side at 50% 50%,#000 86%,rgba(0,0,0,.92) 91%,transparent 99%);-webkit-mask-repeat:no-repeat;mask-repeat:no-repeat}
.globe-visual figcaption{margin-top:8px}

/* Warm gold highlights and a transparent, animated geographic globe. */
:root{--green:#0d2c30;--gold:#e4bd69;--sand:#e4bd69}
.hero .eyebrow,.hero h1 em,.hero-foot strong,.second-opinion h2 em{color:#e4bd69}.monogram span{color:#966b20}.cream{background:#e4bd69;color:#132d30}.cream:hover{background:#f0d290}.hero-lead{color:#fffdf7}.hero-copy{color:#e2e9e3}.hero-mandate{color:#cddad2}.signature,.intro h2 em,.focus h2 em,.contact h2 em{color:#876019}.second-opinion{background:#0d2c30}.text-link,.insurance-range{border-color:#b68a3d}.globe-stage{position:relative;width:100%;aspect-ratio:1}.globe-stage img{position:absolute;inset:0;filter:saturate(1.2) contrast(1.04)}.earth-canvas{position:absolute;inset:0;width:100%;height:100%;display:block;opacity:0;pointer-events:none}.globe-stage.sphere-ready .earth-canvas{opacity:1}.globe-stage.sphere-ready img{visibility:hidden}.globe-visual figcaption{margin-top:12px}

/* Dedicated mobile composition: headline, globe, action, then supporting detail. */
.hero-layout{grid-template-columns:minmax(0,1.1fr) minmax(0,1fr);grid-template-rows:auto auto auto;column-gap:28px;row-gap:0;align-items:center}.hero-heading{grid-column:1;grid-row:1}.hero-action{grid-column:1;grid-row:2}.hero-detail{grid-column:1;grid-row:3;padding-top:24px}.hero-layout>.globe-visual{grid-column:2;grid-row:1 / span 3}.hero-heading h1{margin-bottom:24px}.hero-action .hero-lead{margin-bottom:24px}.hero-detail .hero-mandate{margin-bottom:0}
@media(max-width:760px){
 header{height:72px}nav{top:72px}.hero-inner{padding:20px 6% 20px}.hero-layout{grid-template-columns:minmax(0,1fr);grid-template-rows:auto auto auto auto;gap:0}.hero-heading{grid-column:1;grid-row:1;text-align:center}.hero-heading>.eyebrow{display:none}.hero-heading h1{font-size:clamp(2.6rem,10.8vw,3.25rem);line-height:1.05;letter-spacing:-1.4px;margin:0}.hero-layout>.globe-visual{grid-column:1;grid-row:2;justify-self:center;align-self:center;width:clamp(168px,26svh,225px);max-width:78vw;margin:4px 0}.globe-visual figcaption{display:none}.hero-action{grid-column:1;grid-row:3;text-align:center}.hero-action .hero-lead{font-size:1.125rem;line-height:1.4;margin:4px 0 16px}.hero-action .button{min-height:54px;max-width:420px;padding:14px 17px;font-size:.9375rem;text-align:left}.hero-detail{grid-column:1;grid-row:4;padding-top:24px;margin-top:24px;border-top:1px solid #ffffff24}.hero-detail .hero-copy{font-size:1rem;line-height:1.55;margin-bottom:14px}.hero-detail .hero-mandate{font-size:.875rem;line-height:1.5}.hero-foot{display:grid;grid-template-columns:1fr 1fr;gap:12px;align-items:center;margin-top:24px;padding-top:18px;font-size:.75rem;letter-spacing:.2px}.hero-foot>span{width:auto}.hero-foot>span:first-child strong{display:block;font-size:1.5rem;margin:0 0 5px}.hero-foot>a{grid-column:1 / -1;width:auto;padding:8px 0;margin:0}.principles{flex-direction:row;display:grid;grid-template-columns:1fr;gap:0;padding:6px 6%;font-size:.875rem}.principles span{padding:12px 0;border-bottom:1px solid #17323520}.principles span:last-child{border-bottom:0}.section{padding-top:42px;padding-bottom:42px}.intro{gap:18px}.intro h2,.section-top h2,.method h2,.faq h2{margin-bottom:18px}.intro .signature{margin-top:12px}.intro .qualification{margin-top:14px;margin-bottom:8px}.intro-copy .large{font-size:1.25rem;line-height:1.5}.intro-copy p{margin-bottom:16px}.focus-grid{gap:12px;border:0}.focus-grid article,.focus-grid article+article{padding:22px;background:#fbfaf6;border:1px solid #d9ded8;border-left:3px solid #b68a3d}.focus-grid article:last-child{border-bottom:1px solid #d9ded8}.focus-grid .number{font-size:1.5rem;margin-bottom:12px}.focus-grid h3{font-size:1.5rem;line-height:1.25;margin-bottom:12px}.method{gap:24px}.steps article{gap:16px;padding:20px 0}.steps article>span{font-size:1rem;font-weight:700}.steps h3{font-size:1.375rem}.companies>a{padding:22px}.companies h3{font-size:1.75rem;margin-bottom:12px}.company-kind{margin-bottom:14px}.companies p{margin-bottom:16px}.insurance-range{margin-top:24px;padding:22px}.insurance-range h3{font-size:1.5rem}.credentials{gap:16px}.faq{gap:16px}.opinion-inner{padding-top:44px;padding-bottom:44px}.opinion-inner h2{font-size:2rem}.opinion-mark{font-size:210px;top:auto;bottom:-35px}.contact{gap:20px}.contact-options>a:not(.button){min-height:44px;display:flex;align-items:center}.contact-options .button{font-size:.9375rem}footer{padding-top:30px}.footer-top{gap:18px;padding-bottom:24px}.footer-bottom{gap:10px}.hero-action .button:focus-visible{outline-color:#fff}
}
@media(max-width:760px) and (max-height:700px){.hero-layout>.globe-visual{width:168px}.hero-inner{padding-top:16px}.hero-heading h1{font-size:2.6rem}.hero-action .hero-lead{font-size:1.0625rem;margin-bottom:12px}}

.personal-manifesto{display:grid;grid-template-columns:1.1fr 1fr;gap:7%;background:#f6f5ef}.personal-manifesto h2{font-size:clamp(2rem,3.4vw,3.6rem);line-height:1.16}.personal-manifesto h2 em{color:#876019}.manifesto-lead{max-width:530px;font-size:1.15rem;line-height:1.6;margin-top:24px}.manifesto-points article{padding:22px 0;border-top:1px solid #c6cdbf}.manifesto-points article>span{font-size:.8rem;letter-spacing:1px;color:#6c5428}.manifesto-points h3{font-family:Georgia,serif;font-size:1.7rem;margin:14px 0}.manifesto-points p{font-size:1rem;line-height:1.65}.ai-perspective{background:#0d2c30;color:#edf3ed}.ai-perspective h2{margin-bottom:24px}.ai-perspective h2 em{color:#e4bd69}.ai-perspective>p{max-width:850px;font-size:1.1rem;line-height:1.7;color:#d7e4df}.mobile-contact{display:none}@media(max-width:760px){.personal-manifesto{grid-template-columns:1fr;gap:24px}.personal-manifesto h2{font-size:2rem}.manifesto-lead{font-size:1rem}.manifesto-points h3{font-size:1.5rem}.ai-perspective>p{font-size:1rem}.mobile-contact{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:45;padding:10px 6% calc(10px + env(safe-area-inset-bottom));gap:10px;background:#0d2c30;border-top:1px solid #b68a3d}.mobile-contact a{min-height:46px;display:flex;align-items:center;justify-content:center;border:1px solid #e4bd69;border-radius:4px;color:#e4bd69;flex:1;font-size:1rem}.mobile-contact a:last-child{background:#e4bd69;color:#132d30}footer{padding-bottom:calc(90px + env(safe-area-inset-bottom))}html{scroll-padding-bottom:90px}}